Insurance and Premiums

Workers' compensation insurance is like any other insurance—you hope you never need it, but it's there if you do.

Key resources

  • Premium rate guide
    This guide provides you with a basic understanding of the process we use when setting premium rates.
  • Pricing guide
    The pricing guide gives you more information on WCB pricing programs, how experience ratings work, and the Partnerships in Injury Reduction program and how it can help reduce the premiums you pay.

In this section

Get coverage

Sign up for a WCB-Alberta account.

Types of coverage

This section outlines the different types of coverage available and provides detailed information about workers' compensation coverage.

Clearance letters

A clearance letter lets you know whether a contractor or subcontractor has their own WCB coverage and if their account is in good standing. You can request a clearance letter online, and you're encouraged to get a clearance letter before you hire someone as well as before releasing payment.

How premiums are set

A look at how rates are set and what impacts the annual rate you pay.

Lower your premiums

You can impact the premium amount you pay. Find out how joining the Partnerships in Injury Reduction program, using Occupational Injury Service, and improving your workplace safety with the help of modified work and your safety association can help reduce your premiums.

Pay premiums

There are a number of ways to pay your premiums.

Annual returns

Your annual return is due at the end of February each year and it provides us with important information to make sure you are paying the right premium.


Fairness is an important part of the workers' compensation system, and we have a collaborative review and appeals process in place.