Industry classifications

Industry classifications set the stage for rate setting. All employers are classified into industries to help us accurately set premiums.

You're classified in an industry with other employers who have similar businesses and risks as you do, rather than by the occupations of your employees. Premium rates are then set for your industry classification. The rates vary from industry to industry, reflecting the loss experience for each group.

When developing these industry descriptions, we consult with business and industry representatives. Although we've tried to include all of the activities within an industry, the descriptions may not list every process or activity. We've classified employers in industries that we think best reflect their overall business.

Look up your industry and your premium rate.